• Specific Year
    Any

AUSTRALIAN CONSUMER LAW AND FAIR TRADING ACT 2012 (NO. 21 OF 2012) - SECT 78 Correction of errors

AUSTRALIAN CONSUMER LAW AND FAIR TRADING ACT 2012 (NO. 21 OF 2012) - SECT 78

Correction of errors

    (1)     A consumer who disputes the accuracy or completeness in relation to the consumer of any information compiled by a credit reporting agent may request the agent to correct the information.

    (2)     A request under subsection (1) must be by written notice which must—

        (a)     include details of the matters in dispute; and

        (b)     be served on the agent personally or by post or by electronic communication.

    (3)     If a consumer makes a request under subsection (1), the credit reporting agent must, within 30 days, inform the consumer

        (a)     as to whether or not the agent has made any amendment or supplement to or deletion from the information recorded in relation to that consumer; and

        (b)     if so, of the full details of the amendment, supplement or deletion.

    (4)     If a credit reporting agent amends, supplements or deletes information, the agent must give written notice of that fact to the following persons within 30 days—

        (a)     all persons who have been supplied with information with respect to the consumer within 6 months before the amendment, supplement or deletion is made;

        (b)     any persons to whom the credit reporting agent has supplied information and whom the consumer requires the agent to notify of the amendment, supplement or deletion.

    (5)     In this section, "consumer" means any person with respect to whom—

        (a)     a credit report is made; or

        (b)     any information is held by a credit reporting agent.