SOUTHERN STATE SUPERANNUATION ACT 1994 - SECT 22

This legislation has been repealed.

SOUTHERN STATE SUPERANNUATION ACT 1994 - SECT 22

22—Application for voluntary invalidity/death insurance

        (1)         Subject to this section, a member (other than a prescribed member) may apply to the Board for voluntary invalidity/death insurance under this section.

        (1a)         A person who is employed on a casual basis can only apply for voluntary invalidity/death insurance if he or she is employed pursuant to an arrangement under which he or she is to work for nine or more hours each week or for periods that average, over a three month period, nine or more hours each week.

        (1ab)         A person who is not entitled to basic invalidity/death insurance under section 21(2)(c) cannot apply for voluntary invalidity/death insurance.

        (1b)         A person who is a member of the scheme by virtue only of section 14(5), (10) or (10a) (including any combination of these provisions) cannot apply for voluntary invalidity/death insurance.

        (2)         An application must be made in a manner approved by the Board and must specify the voluntary invalidity/death insurance that the member is applying for.

        (4)         Subject to subsection (8), the applicant must provide the Board with prescribed information as to the applicant's state of health and the Board may require an applicant to provide satisfactory evidence of the state of the applicant's health.

        (5)         The cost of any medical examination to which an applicant is required to submit for the purposes of subsection (4) must be paid by the applicant.

        (6)         If it appears to the Board—

            (a)         that an applicant's state of health is such as to create a risk of invalidity or premature death; or

            (b)         that an applicant has in the past engaged in an activity of a prescribed kind that increases the risk of invalidity or premature death; or

            (c)         that an applicant is likely in the future to engage in an activity of a kind referred to in paragraph (b),

the Board may refuse the application or may grant it on conditions (being conditions authorised by the regulations).

        (7)         If it appears to the Board that an applicant withheld information required in relation to his or her application under this section, the Board may withhold or reduce voluntary invalidity/death insurance benefits that the applicant would otherwise have been entitled to.

        (8)         If within three months after electing to become a member of the Triple S scheme, a contributor under the Superannuation Act 1988 applies to the Board under this section for voluntary invalidity/death insurance that will entitle the applicant to benefits that will not, in the Board's opinion, exceed the benefits in the nature of invalidity and death insurance to which the applicant would have been entitled under the Superannuation Act 1988 —

            (a)         subsection (4) does not apply to the applicant; and

            (b)         the Board must accept the application and the only conditions that it can impose on its acceptance are the conditions (if any) to which the applicant's membership of the State Scheme is subject or conditions to which the applicant agrees.

        (9)         Where the Board grants an application for voluntary invalidity/death insurance or for an increase or decrease in the level of voluntary insurance, the Board must fix the date for the commencement of the insurance or of the increase or decrease in the level of insurance.