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MOTOR VEHICLES ACT 1959 - SECT 110

MOTOR VEHICLES ACT 1959 - SECT 110

110—Liability of insurer to pay for emergency treatment

        (1)         Where—

            (a)         —

                  (i)         a legally qualified medical practitioner or registered nurse renders emergency treatment in respect of bodily injury (including fatal injury) to a person caused by or arising out of the use of an insured motor vehicle; or

                  (ii)         the person so injured is immediately after the injury conveyed in any vehicle; and

            (b)         within one month after the occurrence out of which the death or bodily injury arose, the medical practitioner, nurse or person who conveyed the injured person gives notice in writing of a claim under this section to the insurer in relation to the motor vehicle,

the insurer must make such of the following payments as are applicable to the case:

            (c)         to the medical practitioner—the prescribed fee for each person to whom emergency treatment is rendered together with any travelling expenses reasonably and necessarily incurred in respect of that emergency treatment; and

            (d)         to the nurse—the prescribed fee for all emergency treatment rendered by the nurse to the person or persons injured in the accident together with any travelling expenses reasonably and necessarily incurred by the nurse in respect of that emergency treatment (which sum will, if emergency treatment is rendered to two or more persons, be taken to have been paid on behalf of all those persons in equal shares); and

            (e)         to any person who conveyed the injured person as mentioned in paragraph (a)—an amount to be ascertained in accordance with the regulations.

        (2)         Where bodily injury (including fatal injury) is caused by or arises out of the use of two or more motor vehicles insured by different insurers, each insurer must pay an equal share of the payments required to be made under subsection (1).

        (3)         The liability (if any)—

            (a)         of the owner or driver of the motor vehicle, or of a passenger in or on the vehicle, in respect of the death or bodily injury; and

            (b)         of the insurer to the owner, driver or passenger in respect of the contract of insurance; and

            (c)         of the injured person or the person's personal representatives to the person to whom a payment is made under this section,

is reduced by the amount paid by the insurer under this section.

        (4)         In this section—

"emergency treatment" means such medical or surgical treatment or examination by a legally qualified medical practitioner or a registered nurse as is immediately required as the result of injury referred to in subsection (1).

        (6)         A sum payable under this section is recoverable as if it were a simple contract debt due from the insurer to the person entitled to that sum.

        (7)         The Commissioner of Police must, if so requested by a person who alleges entitlement to a payment under this section, furnish that person with any information at the Commissioner's disposal as to—

            (a)         the identification marks of any motor vehicle that the person alleges to be a motor vehicle out of the use of which the death or bodily injury arose; and

            (b)         the identity and address of the person who was using the vehicle at the time of the event out of which the death or bodily injury arose.

        (8)         A person who was using a motor vehicle at the time when death or bodily injury was caused by or arose from such use must, upon the request of any person who alleges entitlement to payment under this section, furnish the person with the name and address of the insurer in relation to that vehicle at the time of the death or injury.

Maximum penalty: $250.