Queensland Consolidated Regulations Queensland Consolidated Regulations(1) A debtor or guarantor is entitled to pay out the credit contract at any time.
(2) The amount required to pay out a credit contract (other than a continuing credit contract) is the total of the following amounts--
(a) the amount of credit;
(b) the interest charges and all other fees and charges payable by the debtor to the credit provider up to the date of termination;
(c) reasonable enforcement expenses;
(d) early termination charges, if provided for in the contract;
less any payments made under the contract and any rebate of premium under section 138.