Queensland Consolidated Acts

CONSUMER CREDIT (QUEENSLAND) ACT 1994

TABLE OF PROVISIONS

           Long Title

           Contents

           Part 1--Preliminary

           Division 1--Introductory

   1.      Short title
   2.      Commencement

           Division 2--Interpretation

   3.      Definitions for Act (other than Code)
   3A.     Words and expressions in Act (other than Code)

           Part 2--Consumer Credit (Queensland) Code and Consumer Credit (Queensland) Regulations

   4.      Application in Queensland of the Consumer Credit Code
   5.      Application of regulations under Consumer Credit Code
   6.      Interpretation of expressions in the Consumer Credit (Queensland) Code and the Consumer Credit (Queensland) Regulations

           Part 3--Conferral of judicial and administrative functions

   7.      Conferral of judicial functions
   8.      Conferral of administrative functions

           Part 4--Power to make regulations under Consumer Credit Code

   9.      Interpretation
   10.     General regulation-making power for Code
   11.     Savings and transitional regulations for Code

           Part 5--Miscellaneous

   11A.    General regulation-making power for Queensland
   12.     Special savings and transitional regulations for Queensland
   12A.    Approval of forms for Queensland
   13.     Act binds all persons
   14.     Maximum annual percentage rate

           Part 6--Control of credit providers' practices

           Division 1--Preliminary

   15.     Purpose
   16.     District Court to exercise jurisdiction

           Division 2--Unjust conduct by credit providers

   17.     Meaning of unjust conduct
   18.     Dealing with unjust conduct
   19.     Conduct deeds
   20.     Register of conduct deeds
   21.     Court order restraining unjust conduct
   22.     Variation or discharge of restraining order

           Division 3--Prohibition from acting as credit provider

   23.     Court may make prohibition order
   24.     Variation or discharge of prohibition order
   25.     Effect of prohibition order on pre-existing credit contracts
   26.     Civil penalty for contravening prohibition order

           Part 7--Investigation and enforcement

           Division 1--Inspectors

   27.     Appointment of inspectors
   28.     Powers of inspectors
   29.     Identity card
   30.     Production and display of identity card

           Division 2--Inspectors' general powers

   31.     Entry to places
   32.     Consent to entry
   33.     Warrants to enter
   34.     Warrants—applications made other than in person
   35.     General powers after entering places
   36.     Power to seize evidence
   37.     Powers supporting seizure
   38.     Receipt for seized things
   39.     Return of seized things
   40.     Access to seized things
   41.     Powers to be exercised to cause least inconvenience

           Division 3--Other investigative powers

   42.     Power to require name and address
   43.     Power to require giving of information
   44.     Power to require production of certain documents
   45.     Unreadable documents

           Division 4--Other enforcement matters

   46.     False or misleading statements
   47.     Obstructing inspector
   48.     Impersonating inspector
   49.     Inspector to give notice of damage
   50.     Compensation

           Part 8--Consumer Credit Fund

   51.     Establishment of fund
   52.     Payments to fund
   53.     Payments from fund
   54.     Report on operations of fund

           Part 9--Administration

           Division 1--Offences

   55.     Application of division
   56.     Offences are summary offences
   57.     Start of offence proceedings
   58.     Liability for offences by corporations

           Division 2--Miscellaneous

   59.     Chief executive may intervene
   60.     Delegation
   61.     Secrecy
   62.     Evidence
   63.     Protection from liability
   64.     Report on operation of consumer credit laws

           Part 10--Transitional provisions

           Division 1--Transitional provision for Consumer Credit Legislation Amendment Act 1996

   65.     Transitional provision about undertakings and court orders

           Division 2--Transitional provision for Consumer Credit (Queensland) and Other Acts Amendment Act 2008, part 2

   66.     Transitional provision about maximum annual percentage rate
           APPENDIX CONSUMER CREDIT CODE
           Endnotes