Queensland Consolidated Acts

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CREDIT ACT 1987 - SECT 87A

87A General order varying civil penalty for minor errors

(1) In this section--

minor error means a contravention or failure to comply with this Act which is unlikely to disadvantage the debtors concerned in any significant respect.

(2) If a credit provider makes an application to a court under section 87 and requests the court to deal with the application under this section, the following provisions have effect--

(a) notice of the application must be served on the registrar but (unless the court otherwise directs) is not required to be served on any other person;
(b) if the court is satisfied that all the contraventions or failures to which the application relates are minor errors and ought reasonably to be excused--the court may make a determination under section 86 that debtors under all regulated contracts entered into during the period concerned which are affected by those minor errors are liable to pay the whole of the credit charges under those contracts;
(c) if the court is not so satisfied--the court must direct that notice of the application be given to the debtors concerned, either personally or in accordance with section 87.


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