Queensland Consolidated Acts

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CREDIT ACT 1987 - SECT 48

48 Copy of document for debtor or guarantor

(1) Where a credit provider receives a request in writing for a copy of a document that the credit provider is required by this section to provide together with the prescribed fee (if any) from a debtor under a credit sale contract or a loan contract or from a guarantor who has entered into a contract of guarantee with the credit provider in respect of the obligations of the debtor under a credit sale contract or a loan contract, the credit provider shall within 14 days after receiving the request, give to the debtor or guarantor who made the request--

(a) a copy of the contract or of the offer or other document signed by the debtor or guarantor relating to the contract and to which the request relates; or
(b) where the request relates to a contract of insurance in relation to which an amount is included in the amount financed--
(i) a copy of the contract of insurance; or
(ii) a statement of the terms and conditions of the contract of insurance which affect or concern the rights of the debtor.

(2) A credit provider is not required to comply with a request under subsection (1) from a person in relation to a credit sale contract or a loan contract if, within the period of 3 months immediately preceding the receipt of the request, the credit provider has complied with an earlier request from that person in relation to that credit sale contract or loan contract.



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