New South Wales Consolidated Acts New South Wales Consolidated Acts(cf s 23 MAA)
(1) If an insured person incurs a liability against which he or she is insured under a third-party policy and the liability arises out of a motor accident which was to the extent of more than 25% the fault of the insured person, the licensed insurer may recover from the insured person as a debt in a court of competent jurisdiction:(a) where the money paid and costs incurred by the licensed insurer in respect of the liability do not exceed $500-the amount of the money paid and costs incurred, or(b) where the money paid and costs incurred by the licensed insurer exceed $500-$500.
(2) The licensed insurer is not entitled to recover an amount under this section if the licensed insurer exercises any other right of recovery against the insured person under section 20.