MOTOR ACCIDENTS COMPENSATION ACT 1999 - SECT 20 Right of insurer against unauthorised driver of motor vehicle
MOTOR ACCIDENTS COMPENSATION ACT 1999 - SECT 20
Right of insurer against unauthorised driver of motor vehicle20 Right of insurer against unauthorised driver of motor vehicle
(cf s 22 MAA)
If--
(a) a person uses or operates a motor vehicle without the authority of the owner or without reasonable grounds for believing that he or she had the authority of the owner, and
(b) a licensed insurer pays any money or incurs any costs (under a third-party policy) in respect of a motor accident arising from that use or operation,the insurer may recover the money so paid and the costs so incurred from the person as a debt in a court of competent jurisdiction.