New South Wales Consolidated Acts(cf Act No 7, 1912, s 39A)
The Corporation may, at its discretion, make advances on such securities and
at such rates of interest and subject to such covenants, conditions and
provisions as it thinks fit to impose for the purpose of enabling any person
who owns land to alter, extend, paint, repair, renovate or improve buildings
on that land, or to carry out other improvements on that land.