New South Wales Consolidated Acts New South Wales Consolidated ActsThe relationship between CAB and a customer or depositor at any office or branch or agency of CAB is, on and after the appointed day, between ABA and that customer or depositor, and gives rise to the same rights and the same duties (including rights of set-off) as would have existed before that day if that relationship had always been between ABA and the customer or depositor. Any instruction, order, direction, mandate or authority given by that customer or depositor to CAB and subsisting on or given after the appointed day is, unless and until revoked or cancelled, taken to have been given to ABA.