Commonwealth Numbered Acts

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NATIONAL CONSUMER CREDIT PROTECTION ACT 2009 (NO. 134, 2009) - SECT 8

Meaning of credit assistance

                   A person provides credit assistance to a consumer if, by dealing directly with the consumer or the consumer's agent in the course of, as part of, or incidentally to, a business carried on in this jurisdiction by the person or another person, the person:

                     (a)  suggests that the consumer apply for a particular credit contract with a particular credit provider; or

                     (b)  suggests that the consumer apply for an increase to the credit limit of a particular credit contract with a particular credit provider; or

                     (c)  suggests that the consumer remain in a particular credit contract with a particular credit provider; or

                     (d)  assists the consumer to apply for a particular credit contract with a particular credit provider; or

                     (e)  assists the consumer to apply for an increase to the credit limit of a particular credit contract with a particular credit provider; or

                      (f)  suggests that the consumer apply for a particular consumer lease with a particular lessor; or

                     (g)  suggests that the consumer remain in a particular consumer lease with a particular lessor; or

                     (h)  assists the consumer to apply for a particular consumer lease with a particular lessor.

It does not matter whether the person does so on the person's own behalf or on behalf of another person.



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