INSURANCE CONTRACTS ACT 1984
Table of Provisions
- 1 Short title
- 2 Commencement
- 3 Repeals
- 4 Previous contracts
- 5 Crown to be bound
- 6 Extension to external Territories
- 7 Effect of Act on other laws
- 8 Application of Act
- 9 Exceptions to application of Act
- 10 Contracts of insurance
- 11 Interpretation
- 12 This Part not to be read down
- 13 The duty of the utmost good faith
- 14 Parties not to rely on provisions except in the utmost good faith
- 15 Certain other laws not to apply
- 16 Insurable interest not required
- 17 Legal or equitable interest not required at time of loss
- 18 Insurable interest required
- 19 Insurable interests
- 20 Persons benefited need not be named
- 21 The insured's duty of disclosure
- 22 Insurer to inform of duty of disclosure
- 23 Ambiguous questions
- 24 Warranties of existing facts to be representations
- 25 Misrepresentation by life insured
- 26 Certain statements not misrepresentations
- 27 Failure to answer questions
- 28 General insurance
- 29 Life insurance
- 30 Misstatements of age
- 31 Court may disregard avoidance in certain circumstances
- 32 Non-disclosure or misrepresentation by member of scheme
- 33 No other remedies
- 34 Interpretation
- 35 Notification of certain provisions
- 36 Interpretation of regulations
- 37 Notification of unusual terms
- 38 Interim contracts of insurance
- 39 Instalment contracts of general insurance
- 40 Certain contracts of liability insurance
- 41 Liability insurance: insured may require insurer to elect
- 42 Maximum cover for premium
- 43 Arbitration provisions
- 44 Average provisions
45. ''Other insurance'' provisions
- 46 Pre-existing defect or imperfection
- 47 Pre-existing sickness or disability
- 48 Entitlement of named persons to claim
- 49 Where sum insured exceeds value of insured's interest
- 50 Sale of insured property
- 51 Right of third party to recover against insurer
52. ''Contracting out'' prohibited
- 53 Variation of contracts of insurance
- 54 Insurer may not refuse to pay claims in certain circumstances
- 55 No other remedies
- 56 Fraudulent claims
- 57 Interest on claims
- 58 Insurer to notify of expiration of contracts of general insurance
- 59 Cancellation procedure
- 60 Cancellation of contracts of general insurance
- 61 Insurers in liquidation
- 62 Cancellation of instalment contracts of general insurance
- 63 Cancellations void
64. ''Free-look'' period: life insurance
- 65 Subrogation to rights against family, &c.
- 66 Subrogation to rights against employees
- 67 Rights with respect to moneys recovered under subrogation
- 68 Contracts affecting rights of subrogation
- 69 Giving of information to insureds
- 70 Notices to be given to life insureds in certain cases
- 71 Agency
- 72 Legibility of writing
- 73 Insurance arranged in connection with supply of goods and services
- 74 Policy documents to be supplied on request
- 75 Reasons for cancellation, &c., to be given
- 76 Contribution between insurers
- 77 Giving notices
- 78 Regulations