Commonwealth Consolidated Regulations

INSURANCE CONTRACTS REGULATIONS 1985 - REG 6

The following, except insofar as they are excluded by regulation 7, are declared to be prescribed events in relation to a contract referred to in regulation 5:

(a)

the occurrence within Australia of the destruction or, theft of, or accidental damage to, the motor vehicle specified in the contract;

(b)

the occurrence within Australia of accidental damage to, or the theft of:

(i)

a tool or appliance that is standard equipment for the motor vehicle specified in the contract; or

(ii)

an accessory that forms part of that motor vehicle;

at a time when the tool, appliance or accessory is attached to or within the motor vehicle;

(c)

the insured or a person:

(i)

who, with the express or implied consent of the insured, was driving, using or in charge of the motor vehicle at the relevant time; or

(ii)

who, at the relevant time, was an authorized passenger in the motor vehicle or, if the motor vehicle is a motor cycle, who, at the relevant time, was an authorized passenger on the motor vehicle;

incurring a liability (otherwise than under a contract) to pay compensation or damages in respect of loss of, or damage occurring to, property (not being the motor vehicle or a tool, appliance or accessory as mentioned in paragraph (b)) in Australia, being loss or damage that occurs as a result of the use of:

(iii)

the motor vehicle; or

(iv)

a trailer or caravan attached to the motor vehicle;

(d)

a person who, at the relevant time, was an employer, principal or partner of the insured, incurring a liability (otherwise than under a contract) as employer, principal or partner, respectively, to pay compensation or damages in respect of loss of, or damage occurring to, property (not being the motor vehicle or a tool, appliance or accessory as mentioned in paragraph (b)) in Australia, being loss or damage that occurs as a result of the use of:

(i)

the motor vehicle; or

(ii)

a trailer or caravan attached to the motor vehicle.