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SUPERANNUATION (RESOLUTION OF COMPLAINTS) ACT 1993 - SECT 15C

Who may make a complaint under section 15B

             (1)  A person may make a complaint under section 15B concerning a decision of an insurer under an annuity policy only if:

                     (a)  in the case of a decision that relates to the payment of a death benefit:

                              (i)  the person has an interest in the benefit; or

                             (ii)  the person claims to be, or to be entitled to benefits through, a person referred to in subparagraph (i); or

                            (iii)  the person is acting for a person referred to in subparagraph (i) or (ii); or

                     (b)  in the case of a decision that does not relate to the payment of a death benefit the person is:

                              (i)  a person having an interest in the annuity policy; or

                             (ii)  a person acting for a person referred to in subparagraph (i).

             (2)  A person does not have an interest in a death benefit for the purposes of paragraph (1)(a) unless:

                     (a)  the person:

                              (i)  has been given written notice by the insurer of the proposed payment of the benefit; and

                             (ii)  has been given written notice by the insurer of the prescribed period within which the person may object; and

                            (iii)  has objected to the insurer within the prescribed period; or

                     (b)  the person has not been notified by the insurer of the proposed payment of the benefit and the failure to notify was unreasonable; or

                     (c)  the person has been notified by the insurer of the proposed payment of the benefit but was not notified of the prescribed period to object to the payment; or

                     (d)  the person has been notified by the insurer of the proposed payment of the benefit but was notified of a period less than the prescribed period for the purposes of subparagraph (a)(ii).



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