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PRIVACY ACT 1988 - SECT 22E

Use or disclosure of information by credit managers etc.

Prohibition on use or disclosure

             (1)  If:

                     (a)  a person holds or held credit eligibility information about an individual; and

                     (b)  the information was disclosed to the person by a credit provider under paragraph 21G(3)(c);

the person must not use or disclose the information, or any personal information about the individual derived from that information.

Civil penalty:          1,000 penalty units.

Permitted uses

             (2)  Subsection (1) does not apply to the use of the information if:

                     (a)  the person uses the information for the purpose for which it was disclosed to the person under paragraph 21G(3)(c); or

                     (b)  the use is required or authorised by or under an Australian law or a court/tribunal order.

Permitted disclosure

             (3)  Subsection (1) does not apply to the disclosure of the information if:

                     (a)  the disclosure is to the credit provider; or

                     (b)  the disclosure is required or authorised by or under an Australian law or a court/tribunal order.

Interaction with the Australian Privacy Principles

             (4)  If the person is an APP entity, Australian Privacy Principles 6, 7 and 8 do not apply to the person in relation to the information.

             (5)  If:

                     (a)  the person is an APP entity; and

                     (b)  the information is a government related identifier of the individual;

Australian Privacy Principle 9.2 does not apply to the person in relation to the information.



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