Commonwealth Consolidated Acts

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PRIVACY ACT 1988 - SECT 18S

Unauthorised access to credit information files or credit reports

             (1)  A person must not obtain access to an individual's credit information file in the possession or control of a credit reporting agency unless the access is authorised by this Act.

             (2)  A person must not obtain access to a credit report in the possession or control of a credit provider or credit reporting agency unless:

                     (a)  the person is given the report in accordance with this Act; or

                     (b)  the access is otherwise authorised by this Act.

             (3)  A person who intentionally contravenes this section is guilty of an offence punishable, on conviction, by a fine not exceeding $30,000.



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