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MARINE INSURANCE ACT 1909

Table of Provisions

PART I--PRELIMINARY

  • 1 Short title and commencement [ see Note 1]  
  • 3 Interpretation  
  • 4 Saving of rules of common law  
  • 5 Application of certain Imperial and State Acts  
  • 6 Application of Act  

PART II--MARINE--INSURANCE

Division 1--Limits of Marine Insurance

  • 7 Marine insurance defined  
  • 8 Mixed sea and land risks  
  • 9 Marine adventure and maritime perils defined  

Division 2--Insurable Interest

  • 10 Avoidance of wagering or gaming contracts  
  • 11 Insurable interest defined  
  • 12 When interest must attach  
  • 13 Defeasible or contingent interest  
  • 14 Partial interest  
  • 15 Re - insurance  
  • 16 Bottomry  
  • 17 Master's and seamen's wages  
  • 18 Advance freight  
  • 19 Charges of insurance  
  • 20 Quantum of interest  
  • 21 Assignment of interest  

Division 3--Insurable Value

  • 22 Measure of insurable value  

Division 4--Disclosure and Representations

  • 23 Insurance is uberrimae fidei  
  • 24 Disclosure by assured  
  • 25 Disclosure by agent effecting insurance  
  • 26 Representations pending negotiation of contract  
  • 27 When contract is deemed to be concluded  

Division 5--The Policy

  • 28 Contract must be embodied in policy  
  • 29 What policy must specify  
  • 30 Signature of insurer  
  • 31 Voyage and time policies  
  • 32 Designation of subject - matter  
  • 33 Valued policy  
  • 34 Unvalued policy  
  • 35 Floating policy by ship or ships  
  • 36 Construction of terms in policy  
  • 37 Premium to be arranged  

Division 6--Double Insurance

  • 38 Double insurance  

Division 7--Warranties

  • 39 Nature of warranty  
  • 40 When breach of warranty excused  
  • 41 Express warranties  
  • 42 Warranty of neutrality  
  • 43 No implied warranty of nationality  
  • 44 Warranty of good safety  
  • 45 Warranty of seaworthiness of ship  
  • 46 No implied warranty that goods are seaworthy  
  • 47 Warranty of legality  

Division 8--The Voyage

  • 48 Implied condition as to commencement of risk  
  • 49 Alteration of port of departure  
  • 50 Sailing for different destination  
  • 51 Change of voyage  
  • 52 Deviation  
  • 53 Several ports of discharge  
  • 54 Delay in voyage  
  • 55 Excuses for deviation or delay  

PART III--ASSIGNMENT--OF POLICY

  • 56 When and how policy is assignable  
  • 57 Assured who has no interest cannot assign  

PART IV--THE--PREMIUM

  • 58 When premium payable  

PART V--LOSS--AND ABANDONMENT

Division 1--General

  • 61 Included and excluded losses  
  • 62 Partial and total loss  
  • 63 Actual total loss  
  • 64 Missing ship  
  • 65 Effect of transhipment etc.  
  • 66 Constructive total loss defined  
  • 67 Effect of constructive total loss  
  • 68 Notice of abandonment  
  • 69 Effect of abandonment  

Division 2--Partial Losses (including Salvage, General Average, and Particular Charges)

  • 70 Particular average loss  
  • 71 Salvage charges  
  • 72 General average loss  

PART VI--MEASURE--OF INDEMNITY

Division 1--Liability of Insurer for Loss

  • 73 Extent of liability of insurer for loss  
  • 74 Total loss  
  • 75 Partial loss of ship  
  • 76 Partial loss of freight  
  • 77 Partial loss of goods, merchandise etc.  
  • 78 Apportionment of valuation  
  • 79 General average contributions and salvage charges  
  • 80 Liabilities to third parties  
  • 81 General provisions as to measure of indemnity  
  • 82 Particular average warranties  
  • 83 Successive losses  
  • 84 Suing and labouring clause  

Division 2--Rights of Insurer on Payment of Loss

  • 85 Right of subrogation  
  • 86 Right of contribution  
  • 87 Effect of under insurance  

PART VII--RETURN--OF PREMIUM

  • 88 Enforcement of return  
  • 89 Return by agreement  
  • 90 Return for failure of consideration  

PART VIII--MUTUAL--INSURANCE

  • 91 Modification of Act in case of mutual insurance  

PART IX--SUPPLEMENTAL

  • 92 Ratification by assured  
  • 93 Implied obligations varied by agreement or usage  
  • 94 Reasonable time etc. a question of fact  
  • 95 Reference to slip or cover note  

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