Commonwealth Consolidated Acts

INSURANCE CONTRACTS ACT 1984 - SECT 32A

                   This Division extends to the case where there was a failure to comply with the duty of disclosure, or a misrepresentation was made, to the insurer in relation to a holder, or a person applying to become a holder, of an RSA as though:

                     (a)  the insurance cover provided in relation to that RSA in respect of that person were provided by a contract between the insurer as insurer and the RSA provider as the insured; and

                     (b)  that contract has been entered into at the time when the holder became the holder, or the person applying to become the holder, became the holder.