Commonwealth Consolidated Acts

INSURANCE CONTRACTS ACT 1984 - SECT 23

                   Where:

                     (a)  a statement is made in answer to a question asked in relation to a proposed contract of insurance or the provision of insurance cover in respect of a person who is seeking to become a member of a superannuation or retirement scheme; and

                     (b)  a reasonable person in the circumstances would have understood the question to have the meaning that the person answering the question apparently understood it to have;

that meaning shall, in relation to the person who made the statement, be deemed to be the meaning of the question.