INSURANCE CONTRACTS ACT 1984 - SECT 23 Ambiguous questions

INSURANCE CONTRACTS ACT 1984 - SECT 23

    Where:

  (a)   a statement is made in answer to a question asked in relation to a proposed contract of insurance or the provision of insurance cover in respect of a person who is seeking to become a member of a superannuation, retirement or other group life scheme; and

  (b)   a reasonable person in the circumstances would have understood the question to have the meaning that the person answering the question apparently understood it to have;

that meaning shall, in relation to the person who made the statement, be deemed to be the meaning of the question.