• Specific Year
    Any

INSURANCE ACT 1973 - SECT 108 Non - compliance with a direction

INSURANCE ACT 1973 - SECT 108

Non - compliance with a direction

  (1)   A general insurer, an authorised NOHC or another body corporate commits an offence if:

  (a)   it does, or fails to do, an act; and

  (b)   doing, or failing to do, the act results in a contravention of a direction given to it under section   104; and

  (c)   there is no order in force under section   7 determining that this subsection does not apply to the general insurer, authorised NOHC or other body corporate.

Penalty:   50 penalty units.

Note 1:   Chapter   2 of the Criminal Code sets out the general principles of criminal responsibility.

Note 2:   If a body corporate is convicted of an offence against this subsection, subsection   4B(3) of the Crimes Act 1914 allows a court to impose a fine of up to 5 times the penalty stated above.

  (2)   Subsection   (1) is an offence of strict liability.

Note:   For strict liability , see section   6.1 of the Criminal Code .

  (3)   If a general insurer, an authorised NOHC or another body corporate does or fails to do an act in circumstances that give rise to the insurer, NOHC or other body corporate committing an offence against subsection   (1), the insurer, NOHC or other body corporate (as the case requires) commits an offence against that subsection in respect of:

  (a)   the first day on which the offence is committed; and

  (b)   each subsequent day (if any) on which the circumstances that gave rise to the insurer, NOHC or other body corporate committing the offence continue (including the day of conviction for any such offence or any later day).

Note:   This subsection is not intended to imply that section   4K of the Crimes Act 1914 does not apply to offences against this Act or the regulations.

  (4)   An officer of a general insurer, an authorised NOHC or another body corporate commits an offence if:

  (a)   the officer fails to take reasonable steps to ensure that the insurer, NOHC or other body corporate complies with a direction given to it under section   104; and

  (b)   the officer's duties include ensuring that the insurer, NOHC or other body corporate complies with the direction or with a class of directions that includes the direction; and

  (c)   there is no order in force under section   7 determining that subsection   (1) does not apply to the insurer, authorised NOHC or other body corporate.

Penalty:   50 penalty units.

Note:   Chapter   2 of the Criminal Code sets out the general principles of criminal responsibility.

  (5)   Subsection   (4) is an offence of strict liability.

Note:   For strict liability , see section   6.1 of the Criminal Code .

  (6)   If an officer of a general insurer, an authorised NOHC or another body corporate fails to take reasonable steps to ensure that the insurer, NOHC or other body corporate complies with a direction given to it under section   104 in circumstances that give rise to the officer committing an offence against subsection   (4), the officer commits an offence against that subsection in respect of:

  (a)   the first day on which the offence is committed; and

  (b)   each subsequent day (if any) on which the circumstances that gave rise to the officer committing the offence continue (including the day of conviction for any such offence or any later day).

Note:   This subsection is not intended to imply that section   4K of the Crimes Act 1914 does not apply to offences against this Act or the regulations.

  (7)   In this section, officer has the meaning given by section   9 of the Corporations Act 2001 .