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DEFENCE FORCE (HOME LOANS ASSISTANCE) ACT 1990 - NOTES

Act No. 14 of 1991 as amended

This compilation was prepared on 15 December 2008
taking into account amendments up to Act No. 144 of 2008

The text of any of those amendments not in force
on that date is appended in the Notes section

The operation of amendments that have been incorporated may be
affected by application provisions that are set out in the Notes section

Prepared by the Office of Legislative Drafting and Publishing,
Attorney‑General's Department, Canberra

  

  

  


Contents

Part 1--Introductory                                                                                                              1

1............ Short title [see Note 1] ....................................................................... 1

2............ Commencement [see Note 1] .............................................................. 1

3............ Definitions .......................................................................................... 1

3A......... Operational service member ............................................................. 10

3B......... Warlike service member .................................................................... 11

3C......... Minister may declare warlike service ............................................... 11

4............ When do former members stop being eligible members? .................. 12

5............ Ownership of house ......................................................................... 12

6............ Family members ............................................................................... 13

7............ Breaking continuity of service .......................................................... 13

8............ Multiple surviving spouses or de facto partners .............................. 13

9............ Approval of agreement etc. .............................................................. 14

Part 2--Entitlement certificates, loan increases and sales, purchases and transfers           15

Division 1--Entitlement certificates                                                                   15

10.......... Application for certificate ................................................................ 15

11.......... Issue of certificate ............................................................................. 15

12.......... Criteria for issue of certificate .......................................................... 16

13.......... Cancellation, variation or revocation of certificate ........................... 18

Division 2--Loan increases                                                                                     19

14.......... Application for approval in relation to loan increase ....................... 19

15.......... Grant of approval ............................................................................. 19

16.......... Revocation of approval .................................................................... 20

Division 3--Sale etc. of houses subject to subsidised loans                  21

17.......... Application for approval in relation to sale, purchase or transfer ... 21

18.......... Grant of approval ............................................................................. 21

19.......... Revocation of approval .................................................................... 22

Part 3--Subsidy                                                                                                                       23

20.......... When does subsidy become payable? .............................................. 23

20A....... Condition of payment of subsidy--subsidy under one scheme only 25

21.......... Maximum amounts on which subsidy is payable ............................ 25

22.......... Minimum amounts on which subsidy is payable ............................. 25

23.......... Subsidy period--eligible persons ..................................................... 26

24.......... Subsidy period--widows and widowers .......................................... 29

25.......... Calculation of amounts of subsidy ................................................... 30

26.......... Joint loans to entitled persons who are spouses or de facto partners 31

27.......... Cancellation of subsidy .................................................................... 31

28.......... Request to cancel subsidy ................................................................ 32

29.......... When does subsidy stop? ................................................................. 33

30.......... What happens on the death of a borrower who is an eligible person? 34

31.......... Recovery of certain payments by Commonwealth .......................... 35

32.......... Waiver etc. ........................................................................................ 37

Part 4--Miscellaneous                                                                                                        38

33.......... Internal review of reviewable decisions ............................................ 38

34.......... Review of decisions by Administrative Appeals Tribunal .............. 39

35.......... Subclause 8.4 of agreement not to be revoked or varied ................... 39

36.......... Exchange of information ................................................................... 39

36A....... Use and disclosure of personal information ..................................... 40

37.......... Delegation ......................................................................................... 41

38.......... Appropriation .................................................................................. 42

39.......... Annual report ................................................................................... 42

40.......... Regulations ....................................................................................... 42

Schedule 1--Agreement between the Commonwealth and the Bank      43

Schedule 2--Consequential amendments of the Defence Service Homes Act 1918             103

Notes                                                                                                                                           105


An Act providing for the payment of home loan subsidies in respect of certain members of the Defence Force and certain other persons, and for related purposes

  

  

Notes to the Defence Force (Home Loans Assistance) Act 1990

Note 1

The Defence Force (Home Loans Assistance) Act 1990 as shown in this compilation comprises Act No. 14, 1991 amended as indicated in the Tables below.

For all relevant information pertaining to application, saving or transitional provisions see Table A.

Table of Acts

Act

Number
and year

Date
of Assent

Date of commencement

Application, saving or transitional provisions

Defence Force (Home Loans Assistance) Act 1990

14, 1991

21 Jan 1991

Part 1 (ss. 1-9) and Schedule 1: Royal Assent
Schedule 2: 1 Mar 1991 (see Gazette 1991, No. S24)
Remainder: 15 May 1991

 

Defence Force (Home Loans Assistance) Amendment Act 1991

152, 1991

21 Oct 1991

S. 4(a): 21 Jan 1991
Remainder: Royal Assent

--

Veterans' Affairs Legislation Amendment Act 1992

70, 1992

26 June 1992

Part 7 (s. 88): Royal Assent (a)

--

Defence Legislation Amendment Act 1992

91, 1992

30 June 1992

Ss. 1-12 and
15-17: Royal Assent
Remainder: 1 Sept 1992 (see Gazette 1992, No. S211)

--

Defence Legislation Amendment Act 1993

95, 1993

22 Dec 1993

22 Dec 1993

--

Defence Force (Home Loans Assistance) Amendment Act 1994

61, 1994

19 May 1994

19 May 1994

--

Defence Legislation Amendment Act 1995

43, 1995

15 June 1995

Schedule 3: (b)

--

Defence Legislation Amendment Act (No. 1) 1996

56, 1996

8 Nov 1996

Schedule 1 (items 1-3): 28 May 1992
Remainder: Royal Assent

Sch. 1 (item 44)

Defence Legislation Amendment Act (No. 1) 1999

116, 1999

22 Sept 1999

Schedule 6 (item 1): Royal Assent (c)

--

Defence Legislation Amendment (Enhancement of the Reserves and Modernisation) Act 2001

10, 2001

22 Mar 2001

Schedule 2 (items 40-43, 94, 95): 19 Apr 2001 (d)

Sch. 2 (items 94, 95)

Defence Legislation Amendment Act 2003

135, 2003

17 Dec 2003

Schedule 2 (items 26, 27): Royal Assent

--

Military Rehabilitation and Compensation (Consequential and Transitional Provisions) Act 2004

52, 2004

27 Apr 2004

Schedule 3 (items 15-18): 1 July 2004 ( see s. 2)

--

Defence Legislation Amendment Act (No. 1) 2005

121, 2005

6 Oct 2005

Schedule 5: (e)
Remainder: Royal Assent

--

Defence Housing Authority Amendment Act 2006

45, 2006

22 May 2006

Schedule 2 (item 1): 22 Nov 2006

--

Defence Force (Home Loans Assistance) Amendment Act 2006

137, 2006

30 Nov 2006

30 Nov 2006

--

Defence Force (Home Loans Assistance) Amendment Act 2007

81, 2007

21 June 2007

21 June 2007

--

Defence Home Ownership Assistance Scheme (Consequential Amendments) Act 2008

28, 2008

23 June 2008

Schedule 1 (items 1-5): 1 July 2008 (see s. 2(1))

--

Same‑Sex Relationships (Equal Treatment in Commonwealth Laws--General Law Reform) Act 2008

144, 2008

9 Dec 2008

Schedule 4 (items 2-46): 10 Dec 2008

Sch. 4 (items 16, 22, 24, 35)


(a)     The Defence Force (Home Loans Assistance) Act 1990 was amended by Part 7 (section 88) only of the Veterans' Affairs Legislation Amendment Act 1992, paragraph 2 (1) (f) of which provides as follows:

                 (1)   The following provisions commence on the day on which this Act receives the Royal Assent:

                               (f)   Part 7;

(b)    The Defence Force (Home Loans Assistance) Act 1990 was amended by the Defence Legislation Amendment Act 1995, subsection 2(4) of which provides as follows:

                 (4)   Schedule 3 is taken to have commenced immediately before 1 September 1994.

(c)     The Defence Force (Home Loans Assistance) Act 1990 was amended by Schedule 6 (item 1) only of the Defence Legislation Amendment Act (No. 1) 1999, subsection 2(1) of which provides as follows:

                 (1)   Subject to this section, this Act commences on the day on which it receives the Royal Assent.

(d)     The Defence Force (Home Loans Assistance) Act 1990 was amended by Schedule 2 (items 40-43) only of the Defence Legislation Amendment (Enhancement of the Reserves and Modernisation) Act 2001, subsection 2(1) of which provides as follows:

                 (1)   Subject to this section, this Act commences on the 28th day after the day on which it receives the Royal Assent.

(e)     Subsection 2(1) (item 3) of the Defence Legislation Amendment Act (No. 1) 2005 provides as follows:

                 (1)   Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.

 

Commencement information

Column 1

Column 2

Column 3

Provision(s)

Commencement

Date/Details

3.  Schedule 5

Immediately after the commencement of section 3 of the Legislative Instruments Act 2003.

1 January 2005


Table of Amendments

ad. = added or inserted     am. = amended     rep. = repealed     rs. = repealed and substituted

Provision affected

How affected

Part 1

 

S. 3 .....................................

am. No. 152, 1991; Nos. 70 and 91, 1992; No. 95, 1993; No. 56, 1996; No. 116, 1999; No. 10, 2001; No. 135, 2003; No. 52, 2004; No. 137, 2006; No. 81, 2007; Nos. 28 and 144, 2008

S. 3A ..................................

ad. No. 152, 1991

S. 3B ..................................

ad. No. 95, 1993

S. 3C ..................................

ad. No. 95, 1993

 

am. No. 121, 2005

S. 4 .....................................

am. No. 152, 1991; No. 91, 1992; No. 43, 1995; No. 135, 2003

Ss. 5, 6................................

am. No. 144, 2008

S. 8......................................

rs. No. 144, 2008

Part 2

 

Division 1

 

S. 10 ...................................

am. No. 152, 1991; No. 144, 2008

S. 12 ...................................

am. No. 152, 1991; No. 95, 1993; No. 56, 1996; Nos. 28 and 144, 2008

S. 13 ...................................

am. No. 91, 1992

Division 2

 

S. 14 ...................................

am. No. 152, 1991; No. 56, 1996; No. 144, 2008

S. 15....................................

am. No. 144, 2008

Division 3

 

Ss. 17, 18............................

am. No. 144, 2008

Part 3

 

S. 20....................................

am. No. 144, 2008

S. 20A ................................

ad. No. 28, 2008

Ss. 21, 22............................

am. No. 56, 1996

S. 23 ...................................

am. No. 152, 1991; No. 95, 1993; No. 56, 1996

S. 24 ...................................

am. No. 152, 1991; No. 95, 1993; No. 56, 1996; No. 52, 2004; No. 144, 2008

Heading to s. 26..................

am. No. 144, 2008

S. 26....................................

am. No. 56, 1996; No. 144, 2008

Ss. 29, 30............................

am. No. 144, 2008

Part 4

 

S. 35 ...................................

am. No. 61, 1994

S. 36A ................................

ad. No. 28, 2008

 

am. No. 144, 2008

S. 37 ...................................

am. No. 45, 2006; No. 28, 2008


Table A

Application, saving or transitional provisions

Defence Legislation amendment Act (No. 1) 1996 (No. 56, 1996)

Schedule 1

44  Application

(1)        The amendments made by items 5 to 13, 15, 16, 17 and 41 do not apply to a person who is a subsidised borrower on the day this item commences.

(2)        The amendments made by items 29 to 40 only apply in relation to the statutory training obligation of a person, who is a subsidised borrower on the day this item commences, that is commenced after that day.

 

Defence Legislation Amendment (Enhancement of the Reserves and Modernisation) Act 2001 (No. 10, 2001)

Schedule 2

94  Saving--old regulations

(1)        Regulations that were in effect under any Act immediately before the commencement of this item continue to have effect after that time as if members of an arm of the Defence Force who were members of a particular part or component of that arm immediately before the commencement of this item were still members of that part or component after that time, even if that part or component no longer exists.

Example: Assume that, immediately before the commencement of this item, regulations imposed training obligations on members of the Air Force Specialist Reserve. Those obligations would continue to apply to former members of that Reserve after commencement, even though the Air Force Specialist Reserve itself is no longer mentioned in the Air Force Act 1923 and the members have now become members of the Air Force Reserve.

(2)        However, regulations that continue in effect under this item do so only to the extent that they are not amended or revoked by later regulations.

95  Regulations about transitional matters

(1)        The regulations may make provision in relation to other saving and transitional matters in connection with the amendments made by this Schedule.

(2)        In particular, such regulations may deal with the status, after the commencement of the amendments, of persons who were members of the Defence Force immediately before that time.

(3)        Subitem (2) does not limit the scope of subitem (1).

 

Same‑Sex Relationships (Equal Treatment in Commonwealth Laws--General Law Reform) Act 2008 (No. 144, 2008)

Schedule 4

16  Application provision

The amendments of sections 10 and 12 of the Defence Force (Home Loans Assistance) Act 1990 made by this Schedule apply in relation to an application for an entitlement certificate made on or after the commencement of this Schedule.

22  Application provision

The amendments of sections 14, 15, 17 and 18 of the Defence Force (Home Loans Assistance) Act 1990 made by this Schedule apply in relation to an application made under section 14 of that Act on or after the commencement of this Schedule.

24  Application provision

If:

                     (a)  a person is an entitled person immediately before the commencement of the amendment of paragraph 20(2)(d) of the Defence Force (Home Loans Assistance) Act 1990 made by this Schedule; and

                     (b)  apart from this item, subsidy would not become payable to the person on a loan on or after that commencement; and

                     (c)  subsidy would not become payable to the person on the loan only because of the amendment;

the amendment does not apply in respect of the person and the loan.

35  Application provision

To avoid doubt, the amendment of paragraph 29(c) of the Defence Force (Home Loans Assistance) Act 1990 made by this Schedule does not apply in relation to a subsidised loan on a property where the ownership of the property was converted from a joint tenancy into a tenancy in common with effect before the commencement of the amendment.