Commonwealth Consolidated Acts

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PRIVACY ACT 1988 - SECT 18C

Certain credit reporting only to be undertaken by corporations

             (1)  A person must not use an eligible communications service in the course of carrying on a credit reporting business unless the person is a corporation.

             (2)  A person must not:

                     (a)  in the course of trade or commerce:

                              (i)  between Australia and places outside Australia; or

                             (ii)  among the States; or

                            (iii)  between a State and a Territory; or

                            (iv)  among the Territories; or

                     (b)  in the course of banking (other than State banking not extending beyond the limits of the State concerned); or

                     (c)  in the course of insurance business (other than insurance business relating to State insurance not extending beyond the limits of the State concerned); or

                     (d)  in a Territory;

carry on a credit reporting business unless the person is a corporation.

             (3)  A person must not act on a corporation's behalf in the course of carrying on a credit reporting business unless the person is a corporation.

             (4)  A person who intentionally contravenes this section is guilty of an offence punishable, on conviction, by a fine not exceeding $30,000.



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