Australian Capital Territory Consolidated Acts Australian Capital Territory Consolidated ActsThis Act does not apply to loans or advances made on any goods, chattels,
livestock, wool, bonds, bills, title deeds, or other security by merchants,
bankers, commission agents, brokers, or licensed auctioneers in the ordinary
and genuine course of mercantile or banking transactions if the interest on
the loans or advances does not exceed the rate of 14% per annum.