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MOTOR ACCIDENT INJURIES ACT 2019

Table of Provisions

CHAPTER 1--PRELIMINARY

PART 1.1--PRELIMINARY

  • 1 Name of Act  
  • 3 Dictionary  
  • 4 Notes  
  • 5 Offences against Act—application of Criminal Code etc  
  • 6 Objects of Act  
  • 7 Application of Act  

PART 1.2--IMPORTANT CONCEPTS

Division 1.2.1--Injury concepts

Division 1.2.2--Insurance concepts

  • 16 Meaning of nominal defendant  

Division 1.2.3--Indexation concepts

  • 17 Meaning of average weekly earnings (or AWE)  
  • 18 Meaning of AWE indexed for amount  
  • 19 Indexation of defined benefits and quality of life damages  

Division 1.2.4--Duties in relation to motor accidents

  • 20 Duty to act in good faith—applicants, claimants and  
  • 21 Obligation to cooperate with MAI insurer—responsible person and  

PART 1.3--MOTOR ACCIDENT INJURIES COMMISSION

  • 22 Establishment of commission  
  • 23 Constitution of commission  
  • 24 Appointment of MAI commissioner  
  • 25 Functions of MAI commission  
  • 26 Functions of MAI commissioner  
  • 27 Meaning of staff of the MAI commission  
  • 28 MAI commission employed staff  
  • 29 MAI commission consultants and contractors  
  • 30 Delegation by MAI commission  
  • 31 Delegation by MAI commissioner  
  • 32 MAI commission arrangements for staff and facilities  

CHAPTER 2--MOTOR ACCIDENT INJURIES—DEFINED BENEFITS

PART 2.1--INTERPRETATION--CH 2

PART 2.2--DEFINED BENEFITS--ENTITLEMENT

Division 2.2.1--Entitlement to defined benefits

Division 2.2.2--Limitations and exceptions to entitlement

  • 41 Meaning of driving offence  
  • 42 Definitions—div 2.2.2  
  • 43 Entitlement limited—uninsured motor vehicle  
  • 44 Entitlement limited—single driving offence  
  • 45 No entitlement—multiple driving offences  
  • 46 Entitlement limited—injuries self-inflicted  
  • 47 Entitlement limited—detainees and young detainees  
  • 48 No entitlement—serious offences  
  • 49 No entitlement—act of terrorism  
  • 50 Entitlement limited—workers compensation claimant  

Division 2.2.3--End of entitlement to certain benefits

  • 51 When entitlement to certain benefits ends  

PART 2.3--APPLICATION FOR DEFINED BENEFITS

Division 2.3.1--Communicating with people in relation to motor accidents

  • 52 Information and support for applicants for defined  

Division 2.3.2--Application for defined benefits

Subdivision 2.3.2.1--Definitions—pt 2.3
  • 53 Meaning of information—pt 2.3  
  • 54 Meaning of authority to disclose personal health information  
    • Subdivision 2.3.2.2--Making an application for defined benefits
  • 55 Who may apply for defined benefits?  
  • 56 Application for defined benefits—contents  
  • 57 Application for defined benefits—authority to disclose personal health  
  • 58 Meaning of application period—ch 2  
  • 59 Application for defined benefits—must be made within application  
  • 60 Application for defined benefits—action following receipt  

Division 2.3.3--Payment of allowable expenses

  • 61 Meaning of allowable expenses—ch 2  
  • 62 Allowable expenses—relevant insurer must pay  
  • 63 Allowable expenses—MAI guidelines  
  • 64 Allowable expenses—relevant insurer later rejects liability for defined  

Division 2.3.4--Accepting or rejecting liability for defined benefits

  • 65 Relevant insurer must decide liability for defined benefits  
  • 66 Accepting liability—payment of defined benefits  
  • 67 Rejecting liability  
  • 68 Insurer may change decision about accepting or rejecting liability  

Division 2.3.5--Transfer of application to another insurer

  • 69 Transferring application to another insurer  
  • 70 Dispute about liability for application  

Division 2.3.6--Miscellaneous—pt 2.3

  • 71 Fraudulent applications or requests  
  • 72 Recovery of amounts paid for defined benefits  
  • 73 Application for defined benefits—notification of claim under workers compensation  

PART 2.4--DEFINED BENEFITS--INCOME REPLACEMENT BENEFITS

Division 2.4.1--Income replacement benefits—important concepts

Division 2.4.2--Income replacement benefits—entitlement

  • 89 Who is entitled to income replacement benefits?  
  • 90 Limited entitlement to income replacement benefits—pension-aged injured  
  • 91 No entitlement to income replacement benefits—death of injured  
  • 92 No entitlement to income replacement benefits—damages already  

Division 2.4.3--Income replacement benefits—payments

  • 93 Definitions—div 2.4.3  
  • 94 Meaning of AWE adjusted—div 2.4.3  
  • 95 Adjustment of pre-injury income  
  • 96 Amount of income replacement benefits—first payment period  
  • 97 Amount of income replacement benefits—second payment period  
  • 98 Amount of income replacement benefits—injured person receiving workers  
  • 99 Payment of increments—apprentice, trainee or young person  
  • 100 Injured person's post-injury earning capacity  
  • 101 Income replacement benefits—period payable  
  • 102 Income replacement benefits—payable fortnightly  
  • 103 Income replacement benefits—interim weekly payments  

Division 2.4.4--Income replacement benefits—injured person's obligations

  • 104 Requirement for evidence in relation to fitness for work etc  
  • 105 Suspension of benefit payments—failure to comply with request for  
  • 106 Offence—failure to notify changed circumstances  
  • 107 Notice required to reduce or stop income replacement benefit  

Division 2.4.5--Income replacement benefits—miscellaneous

  • 108 Income replacement benefits not commutable to lump sum  
  • 109 Employer reimbursement for paid leave  

PART 2.5--DEFINED BENEFITS--TREATMENT AND CARE BENEFITS

Division 2.5.1--Preliminary

Division 2.5.2--Treatment and care benefits—entitlement

Division 2.5.3--Treatment and care benefits—assessment

  • 121 Assessment of injured person's injuries  

Division 2.5.4--Treatment and care benefits—recovery plans

  • 122 Meaning of recovery plan—pt 2.5  
  • 123 Treatment and care benefits—recovery plan  
  • 124 Recovery plan—content  
  • 124A Recovery plan—suspension of benefits  
  • 125 Recovery plan—MAI guidelines  
  • 126 Recovery plan—treatment and care not in recovery plan  
  • 127 Recovery plan—review  

Division 2.5.5--Treatment and care benefits—payment

PART 2.6--DEFINED BENEFITS--QUALITY OF LIFE BENEFITS

Division 2.6.1--Quality of life benefits—entitlement

  • 132 Who is entitled to quality of life benefits?  
  • 133 WPI taken to be 10% in certain circumstances  
  • 134 No entitlement to quality of life benefits—foreign national living outside  
  • 135 No entitlement to quality of life benefits—benefits already  
  • 136 No entitlement to quality of life benefits—damages already  

Division 2.6.2--Quality of life benefits—application

  • 137 Quality of life benefits application  
  • 138 Insurer believes injuries stable and permanent impairment  
  • 139 Insurer believes injuries stable but no permanent impairment  
  • 140 Insurer believes injuries not stabilised—up to 4 years 6 months after  
  • 141 WPI assessment 4 years 6 months after motor accident  
  • 142 WPI assessment—injured person's injuries stabilised  

Division 2.6.3--Quality of life benefits—WPI assessment

  • 143 Meaning of WPI assessment  
  • 144 Meaning of WPI report  
  • 145 Meaning of private medical examiner—div 2.6.3  
  • 146 WPI assessment guidelines  
  • 147 Arrangement of WPI assessment  
  • 148 WPI assessment—provision of information  
  • 149 WPI assessment—WPI assessment guidelines  
  • 150 WPI assessment—both physical and psychological injuries  
  • 151 WPI assessment—multiple body systems affected  
  • 152 WPI report to be prepared  
  • 153 WPI—both physical and psychological injuries  
  • 154 WPI less than 5%—insurer may make offer  
  • 155 WPI 5% to 9%—insurer must make offer  
  • 156 WPI 10% or more—injured person not entitled to make motor accident  
  • 157 WPI 10% or more—injured person entitled to make motor accident  
  • 158 Second WPI report  
  • 159 Second WPI report—original WPI may be affirmed or  
  • 160 Final offer WPI  
  • 161 Final offer WPI less than 5%  
  • 162 Final offer WPI 5% to 9%  
  • 163 Final offer WPI 10% or more—injured person not entitled to make motor  
  • 164 Final offer WPI 10% or more—injured person entitled to make motor accident  
  • 165 WPI assessment—relevant insurer to pay  
  • 166 Effect of certain WPI assessments on motor accident claim  

Division 2.6.4--Quality of life benefits—amount payable

  • 167 Amount of quality of life benefits payable  

PART 2.7--DEFINED BENEFITS--DEATH BENEFITS

Division 2.7.1--Preliminary

  • 168 Meaning of dependant—pt 2.7  

Division 2.7.2--Death benefits—entitlement

  • 169 Who is entitled to death benefits?  
  • 170 No entitlement to death benefits—death of foreign national outside  
  • 171 No entitlement to death benefits—conduct making up  
  • 172 No entitlement to death benefits—quality of life benefits or damages already  
  • 173 No entitlement to death benefits—death benefits paid under workers  

Division 2.7.3--Death benefits—amount payable

  • 174 Amount of death benefits payable  
  • 175 Death benefits—income replacement benefits and treatment and care benefits still  

Division 2.7.4--Death benefits—payment

  • 176 Payment of death benefits—application to ACAT  
  • 177 Payment of death benefits—ACAT orders  

PART 2.8--DEFINED BENEFITS--FUNERAL BENEFITS

  • 178 Who is entitled to funeral benefits?  
  • 179 No entitlement to funeral benefits—death of foreign national outside  
  • 180 No entitlement to funeral benefits—funeral expenses paid under workers  
  • 181 Funeral benefits—maximum amount payable  
  • 182 Funeral benefits—MAI guidelines  

PART 2.9--DEFINED BENEFITS--AUSTRALIANS LIVING OVERSEAS AND FOREIGN NATIONALS

  • 183 Periodic payment of defined benefits—Australians living  
  • 184 Lump sum payment of certain defined benefits—foreign  

PART 2.10--DEFINED BENEFITS--DISPUTE RESOLUTION

Division 2.10.1--Preliminary

  • 185 Definitions—pt 2.10  

Division 2.10.2--Internal review of insurer's decisions

  • 186 Definitions—div 2.10.2  
  • 187 Internal review—application  
  • 188 Conduct of internal review—MAI guidelines  
  • 189 Internal review—application does not stay decision  
  • 190 Internal review—information to be considered  
  • 191 Internal review—decision  

Division 2.10.3--ACAT review of insurer's decisions

  • 192 Meaning of ACAT reviewable decision—div 2.10.3  
  • 193 ACAT review—application  
  • 194 Time for making application when no decision made under  
  • 195 External review—ACAT to notify insurer etc  
  • 196 External review—application does not stay decision  
  • 197 External review—decision  
  • 198 External review—costs of proceedings  
  • 199 External review—effect of decision  
  • 200 External review—time for appeal  
  • 201 No monetary limit on jurisdiction of ACAT  
  • 202 Inconsistency between Act and ACAT Act, pt 4A  

PART 2.11--DEFINED BENEFITS--MISCELLANEOUS

  • 203 Legal costs and fees payable by applicants and insurers  
  • 204 Defined benefits information service  

CHAPTER 3--MOTOR ACCIDENT INJURIES—SIGNIFICANT OCCUPATIONAL IMPACT

PART 3.1--SIGNIFICANT OCCUPATIONAL IMPACT OF INJURIES--IMPORTANT CONCEPTS

  • 205 Meaning of significant occupational impact  
  • 206 Meaning of independent assessor  
  • 207 Meaning of SOI assessment and SOI report  
  • 208 SOI assessment guidelines  

PART 3.2--SOI ASSESSMENTS

  • 209 SOI assessment 4 years 6 months after motor accident  
  • 210 Arrangement of SOI assessment  
  • 211 SOI assessment—provision of information  
  • 212 SOI report to be prepared  
  • 213 SOI report—injury has significant occupational impact  
  • 214 SOI report—no significant occupational impact  

PART 3.3--SOI REPORTS--ACAT REVIEW

  • 215 SOI report—no significant occupational impact—ACAT  
  • 216 Review of SOI report—ACAT to notify insurer etc  
  • 217 Review of SOI report—IME provider to give ACAT information  
  • 218 ACAT review—decision  
  • 219 Effect of ACAT order affirming SOI report  

PART 3.4--SIGNIFICANT OCCUPATIONAL IMPACT OF INJURIES--MISCELLANEOUS

CHAPTER 4--PAYMENT OF FUTURE MEDICAL TREATMENT EXPENSES

  • 221 Definitions—ch 4  
  • 222 Application for future treatment payment  
  • 223 Future treatment payment—assessment and calculation  
  • 224 No agreement on future treatment payment—application to  
  • 225 Decision about future treatment payment—ACAT orders  
  • 226 Future treatment payment—costs of proceedings  
  • 227 Future treatment payment—no monetary limit on jurisdiction of  

CHAPTER 5--MOTOR ACCIDENT INJURIES—COMMON LAW DAMAGES

PART 5.1--PRELIMINARY

PART 5.2--THRESHOLD FOR DAMAGES

  • 239 Award of damages—requirements  

PART 5.3--WPI ASSESSMENT--CLAIMANT RECEIVING WORKERS COMPENSATION

  • 240 Application—pt 5.3  
  • 241 WPI assessment—application and assessment  

PART 5.4--DAMAGES FOR CLAIMS--EXCLUSIONS AND LIMITATIONS

  • 242 Quality of life damages—general  
  • 243 Quality of life damages—amount that may be awarded  
  • 244 Quality of life damages—amount that may be awarded for  
  • 245 Quality of life damages—none if quality of life benefits  
  • 246 Damages for loss of earnings—none in first year  
  • 247 Recovery of defined benefits if claimant receives damages  
  • 248 Damages for compensation paid under workers compensation scheme  
  • 249 Gratuitous care—no damages  
  • 250 Treatment and care—damages not available for  
  • 251 Treatment and care—damages not available for LTCS scheme foreign national  
  • 252 Wrongful death claims  

PART 5.5--DAMAGES INDEPENDENTLY OF ACT

  • 253 Repayment of defined benefits if person receives damages independently of  

PART 5.6--NO-FAULT MOTOR ACCIDENTS

PART 5.7--COURT PROCEEDINGS ON MOTOR ACCIDENT CLAIMS

Division 5.7.1--Preliminary

  • 257 Definitions—pt 5.7  

Division 5.7.2--Compulsory conferences before court proceedings

  • 258 Compulsory conference  
  • 259 Compulsory conference may be dispensed with  
  • 260 Compulsory conference with mediator  
  • 261 Procedures before compulsory conference  
  • 262 Attendance and participation at compulsory conference  

Division 5.7.3--Mandatory final offers

  • 263 Mandatory final offers—requirement  
  • 264 Mandatory final offers may be dispensed with  
  • 265 Timing of mandatory final offers  
  • 266 Working out costs for mandatory final offers  
  • 267 Court proceedings not to begin if mandatory final offer open  

Division 5.7.4--Court proceedings

  • 268 Time limit for beginning proceeding—general  
  • 269 Time limit—compulsory conference  
  • 270 Time limit—no compulsory conference  
  • 271 Time limit—no mandatory final offers  
  • 272 Insurer to be joint or sole defendant  
  • 273 Procedure if respondent is insurer  
  • 274 Exclusion of summary judgment on the basis of admissions  
  • 275 Insurer's right to call and cross-examine insured person  
  • 276 Costs—awards of damages over $50 000  

Division 5.7.5--Judgment for noncompliance with time limits

  • 277 Definitions—div 5.7.5  
  • 278 Notice time limit not complied with  
  • 279 Thing not done within 7-day period—claimant as enforcing  
  • 280 Thing not done within 7-day period—respondent as enforcing  
  • 281 Thing not done within 7-day period—court may make orders  
  • 282 Court orders in favour of claimant  
  • 283 Court orders in favour of respondent  

PART 5.8--OTHER MATTERS

  • 284 Legal costs and fees payable by claimants and insurers  
  • 285 Effect of payments under LTCS Act on limitation period  

CHAPTER 6--MOTOR ACCIDENT INJURIES INSURANCE

PART 6.1--IMPORTANT CONCEPTS

  • 286 Definitions—Act  
  • 287 Meaning of MAI insurer  
  • 288 Application to Territory and Commonwealth motor vehicles  

PART 6.2--COMPULSORY MOTOR ACCIDENT INJURIES INSURANCE

PART 6.3--MOTOR ACCIDENT INJURIES POLICIES

  • 290 Vehicles and other things insured under MAI policy  
  • 291 People insured under MAI policy  
  • 292 Risks covered by MAI policy  
  • 293 Risks not covered by MAI policy  
  • 294 Licensed insurer not to decline etc to issue MAI policy  
  • 295 MAI insurer to indemnify MAI insured people  
  • 296 MAI policy not affected by transfer etc of vehicle or trader's  
  • 297 MAI policy not affected by errors etc  

PART 6.4--SELECTING AN MAI INSURER

  • 298 Selecting for registered vehicle—first registration  
  • 299 Selecting for registered vehicle—renewal of registration  
  • 300 Selecting for motor vehicle with trader's plate  
  • 301 Selecting for light rail vehicle  

PART 6.5--LENGTH OF MAI POLICY

  • 302 When MAI policy takes effect—registered motor  
  • 303 MAI policy in effect while insurer on risk—registered motor  
  • 304 Insurer on risk—period of registration  
  • 305 Insurer on risk—period of grace  
  • 306 When MAI policy takes effect—trader's plates  
  • 307 MAI policy in effect while insurer on risk—trader's plates  
  • 308 When MAI policy takes effect—light rail vehicles  
  • 309 MAI policy in effect while insurer on risk—light rail vehicles  

PART 6.6--CANCELLATION OF MAI POLICIES

  • 310 MAI insurer cannot cancel MAI policy  
  • 311 MAI policy cancellation—registered vehicles  
  • 312 MAI policy cancellation—trader's plates  
  • 313 MAI policy cancellation—light rail vehicles  

PART 6.7--MAI PREMIUMS

  • 314 Meaning of MAI premium  
  • 315 Premium that can be charged by licensed insurer  
  • 316 Premiums—MAI guidelines  
  • 317 Licensed insurer to apply for approval of premiums  
  • 318 Criteria to approve or reject premium  
  • 319 MAI commission to approve or reject premiums  
  • 320 MAI commission may reconsider rejected premiums  
  • 321 Mediation of rejected premiums  
  • 322 Arbitration of unresolved premiums  
  • 323 Licensed insurer to report on profit margins  

PART 6.8--NOMINAL DEFENDANT'S LIABILITIES

  • 324 Nominal defendant liable—unregistered vehicle permits  
  • 325 Meaning of uninsured motor vehicle  
  • 326 Nominal defendant liable—uninsured motor vehicle  
  • 327 Meaning of unidentified motor vehicle  
  • 328 Nominal defendant liable—unidentified motor vehicle  

PART 6.9--NOMINAL DEFENDANT FUND

  • 329 Nominal defendant to pay defined benefits and motor accident claims from nominal  
  • 330 Establishment of nominal defendant fund  
  • 331 Collections for nominal defendant fund  
  • 332 MAI commission must decide UVP liability contribution  
  • 333 UVP liability contribution to be paid with unregistered vehicle  
  • 334 Accounts for nominal defendant fund  
  • 335 Audit of nominal defendant fund  
  • 336 Assessment of financial position of nominal defendant fund  
  • 337 Nominal defendant may engage consultants including claims manager  
  • 338 Claims manager's functions  
  • 339 Delegation by nominal defendant  
  • 340 Information and assistance by insurer to nominal defendant  

PART 6.10--MAI INSURER AND NOMINAL DEFENDANT MAY RECOVER COSTS INCURRED

Division 6.10.1--Preliminary

  • 341 Meaning of costs—pt 6.10  
  • 342 Insurer may only recover costs once  
  • 343 Proceeding to recover costs  

Division 6.10.2--MAI insurers

  • 344 MAI insurer may recover $2 000 if MAI premium fraud  
  • 345 MAI insurer may recover costs if no authority to use vehicle  
  • 346 MAI insurer may recover costs if injury intentional  
  • 347 MAI insurer may recover costs if driver using alcohol or drugs  

Division 6.10.3--MAI insurer and nominal defendant

  • 348 Insurer may recover costs if motor vehicle defective  
  • 349 Insurer may recover costs if fraud  

Division 6.10.4--Nominal defendant

  • 350 Nominal defendant may recover costs from responsible person or driver at  
  • 351 Nominal defendant may recover costs from responsible person or driver—uninsured or  
  • 352 Nominal defendant may recover costs from rail transport operator  
  • 353 Nominal defendant—access to territory information etc  

CHAPTER 7--MAI INSURER LICENCES

PART 7.1--MAI INSURER LICENCES--PRELIMINARY

  • 354 Definitions—Act  
  • 355 Meaning of former licensed insurer—ch 7  
  • 356 Offences—unlicensed insurer issues MAI policy  
  • 357 Unlicensed insurer liable for MAI policy  
  • 358 MAI insurer licence register  

PART 7.2--MAI INSURER LICENCES--INSURANCE INDUSTRY DEED

  • 359 Meaning of insurance industry deed  
  • 360 What may be included in insurance industry deed  

PART 7.3--MAI INSURER LICENCES--ISSUE

  • 361 MAI insurer licence—eligibility  
  • 362 MAI insurer licence—application  
  • 363 MAI insurer licence—decision on application  
  • 364 MAI insurer licence—term  

PART 7.4--MAI INSURER LICENCES--CONDITIONS

  • 365 Compliance with certain provisions  
  • 366 Compliance with MAI guidelines  
  • 366A Compliance with directions and remediation plans  
  • 367 Prompt management of applications for defined benefits  
  • 368 Early payment of treatment and care  
  • 369 Resolution of motor accident claims  
  • 370 Compliance with ACAT orders  
  • 371 Protected information  
  • 372 Provision of information to MAI commission  
  • 373 Dealing with complaints  
  • 374 Licensed insurer's conduct and practices  
  • 375 Licensed insurer's measures and policies  
  • 376 Compliance with MAI commission conditions  
  • 377 MAI commission conditions—power to include conditions  
  • 378 MAI insurer licence—prohibited conditions  
  • 379 Offence—contravening licence condition  
  • 380 Contravention of licence condition does not affect MAI policy  
  • 381 Offence—unlicensed insurer contravening licence condition  

PART 7.5--MAI INSURER LICENCES--SUSPENSION

  • 382 Meaning of suspended insurer—pt 7.5  
  • 383 Grounds for licence suspension—contraventions  
  • 384 Grounds for licence suspension—other grounds  
  • 385 Licence suspension  
  • 386 Ending licence suspension  
  • 387 Offence—issuing MAI policy if licence suspended  
  • 388 Effect of suspension on existing liabilities—suspended  
  • 389 Suspended insurer selected after suspension  

PART 7.6--MAI INSURER LICENCES--OCCUPATIONAL DISCIPLINE

  • 390 Meaning of licensed insurer—pt 7.6  
  • 391 MAI commission may choose occupational discipline instead of prosecution  
  • 392 Grounds for occupational discipline  
  • 393 Applications to ACAT for occupational discipline  
  • 394 Occupational discipline orders  

PART 7.6A--FINANCIAL PENALTIES

  • 394A Definitions—pt 7.6A  
  • 394B Meaning of ground for financial penalty—pt 7.6A  
  • 394C Notice of proposed financial penalty  
  • 394D Imposing financial penalties  
  • 394E Mediation for serious contravention financial penalty notice  
  • 394F Payment of financial penalty  

PART 7.6B--MAI INSURER LICENCES--DIRECTIONS TO LICENSED INSURERS

  • 394G Directions to licensed insurers—general  
  • 394H Objection to direction  
  • 394I Directions to licensed insurers—remediation plans  

PART 7.7--MAI INSURER LICENCES--CANCELLATION

  • 395 Grounds for licence cancellation  
  • 396 Proposed licence cancellation  
  • 397 Licence cancellation  

PART 7.8--MAI INSURER LICENCES--TRANSFER

  • 398 MAI insurer licence—transfer  
  • 399 Transfer of policies to other insurers  
  • 400 Effect of transfer of policies  

PART 7.9--MAI INSURER LICENCES--SUPERVISION

  • 401 Licensed insurer to have business plan  
  • 402 Licensed insurer to comply with business plan  
  • 403 Licensed insurer to revise business plan  
  • 404 Business plans—MAI guidelines  
  • 405 Reinsurance arrangements of licensed insurers  
  • 406 Offence—licensed insurer to keep accounts  
  • 407 Audit of accounting records and compliance with  
  • 408 Offence—licensed insurer to assist appointed auditor  
  • 409 Audit of licensed insurer's profitability  
  • 410 MAI commission to analyse licensed insurer's net profitability  
  • 411 Action if licensed insurer's actual net profit differs from reasonable industry  
  • 412 Reports about insurers  
  • 412A Notice of reportable conduct  
  • 413 MAI commission may apply for policy holder protection order  
  • 414 Court orders to protect policy holders  
  • 415 Offence—contravene court order  
  • 416 Offence—insurer to tell MAI commission about grounds for suspension  
  • 417 Offence—insurer to tell MAI commission of decrease in issued capital  
  • 418 Offence—insurer to tell MAI commission of bidder's statement or target's  
  • 419 Only MAI commission may issue proceeding against licensed  

PART 7.10--MAI INSURER LICENCES--INSOLVENT INSURERS

  • 420 Definitions—pt 7.10  
  • 421 Liquidators  
  • 422 Insolvent insurer declarations  
  • 423 Nominal defendant is insurer if MAI insurer insolvent  
  • 424 Nominal defendant may recover from insolvent insurer  
  • 425 Offence—liquidator to give applications for defined benefits and motor accident claims to nominal  
  • 426 Offence—liquidator to give information etc to nominal defendant  
  • 427 Offence—liquidator to allow inspection of documents  
  • 428 Borrowing for nominal defendant fund  
  • 429 Nominal defendant may intervene in legal proceeding  
  • 430 Nominal defendant may take legal proceeding  

PART 7.11--MAI INSURER LICENCES--MISCELLANEOUS

  • 431 Insurer to deter fraudulent applications or claims  
  • 432 Communicating with people in relation to motor accident  

CHAPTER 8--ENFORCEMENT

PART 8.1--ENFORCEMENT--GENERAL

  • 433 Definitions—ch 8  

PART 8.2--ENFORCEMENT--AUTHORISED PEOPLE

  • 434 MAI commission may appoint authorised people  
  • 435 MAI commission must give identity cards  
  • 436 Authorised person must show identity card on exercising power  
  • 437 Power to enter premises  
  • 438 Production of identity card  
  • 439 Consent to entry  
  • 440 General powers on entry to premises  
  • 441 Power to seize things  
  • 442 Power to require name and address  

PART 8.3--ENFORCEMENT--SEARCH WARRANTS

  • 443 Warrants generally  
  • 444 Warrants—application made other than in person  
  • 445 Warrants—issue on application made other than in person  
  • 446 Warrants—announcement before entry  
  • 447 Details of warrant to be given to occupier etc  
  • 448 Occupier entitled to observe search etc  
  • 449 Moving things to another place for examination or processing under  

PART 8.4--ENFORCEMENT--RETURN AND FORFEITURE OF THINGS SEIZED

  • 450 Receipt for seized thing  
  • 451 Access to seized thing  
  • 452 Return of seized thing  
  • 453 Circumstances—s 452  
  • 454 Return of seized thing—extension of time  
  • 455 Application for order disallowing seizure  
  • 456 Order disallowing seizure  
  • 457 Forfeiture of seized thing  

PART 8.5--ENFORCEMENT--MISCELLANEOUS

  • 458 People assisting authorised people  
  • 459 Damage etc to be minimised  
  • 460 Compensation for exercise of enforcement powers  

CHAPTER 9--INFORMATION COLLECTION AND SECRECY

  • 461 Meaning of publish—ch 9  
  • 462 Licensed insurers must give information to MAI commission  
  • 463 Licensed insurer to provide investment details  
  • 464 How MAI commission is to make request  
  • 465 Offences—insurer to give periodic returns, documents and information  
  • 466 MAI commission may disclose information to licensed insurers etc  
  • 467 MAI commission—disclosure of information relating to complaints  
  • 468 Licensed insurer may disclose information to another licensed  
  • 469 Lawyers etc must give information to MAI commission  
  • 470 Information about certain offences  
  • 471 MAI commission may disclose information to LTCS commissioner  
  • 472 MAI injury register  
  • 473 Publication of information—licensed insurers  
  • 474 Publication of net profit analysis of licensed insurer  
  • 475 Summary of report about insurers may be made public  
  • 476 Offences—use or divulge protected information  

CHAPTER 10--NOTIFICATION AND REVIEW OF MAI COMMISSION REVIEWABLE DECISIONS

  • 477 Definitions—ch 10  
  • 478 Internal review notices  
  • 479 Applications for internal review  
  • 480 Applications not stay MAI commission reviewable decisions  
  • 481 MAI commission reviewer  
  • 482 Review by MAI commission reviewer  
  • 483 Reviewable decision notices  
  • 484 Applications for external review  

CHAPTER 11--MISCELLANEOUS

CHAPTER 15--TRANSITIONAL

  • 600 Definitions—ch 15  
  • 601 CTP premiums paid before commencement day  
  • 602 Motor accidents happening before commencement day  
  • 603 Existing claims under repealed Act  
  • 604 CTP policies under repealed Act  
  • 605 Licensed insurers  
  • 606 Former insurers  
  • 607 Powers of CTP regulator may be exercised by MAI commission  
  • 608 Information to be provided by licensed insurers under repealed Act  
  • 609 Powers of nominal defendant under repealed Act  
  • 610 Nominal defendant fund  
  • 611 Annual report  
  • 612 Transitional regulations  
  • 613 Expiry—ch 15  

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