Australian Capital Territory Consolidated Acts(1) A person must not send a prescribed card to another person except—
(a) following a written request by that other person who will be under a liability to the person who issued the card in relation to the use of the card; or
(b) in renewal or replacement of, or in substitution for—
(i) a prescribed card of the same kind previously sent to that other person following a written request by him or her and he or she was under a liability to the person who issued the card previously so sent in relation to the use of that card; or
(ii) a prescribed card of the same kind previously sent to that other person and used for a purpose for which it was intended to be used.
(2) Subsection (1) applies only in relation to the sending of a prescribed card by or on behalf of the person who issued the card.
(3) A person must not take any action that enables another person who has a credit card or a debit card to use the card as a debit card or a credit card, except in accordance with a written request by the person.
(4) In this section:
"article" includes a token, card or document.
"credit card" means any article of a kind commonly known as a credit card or any similar article intended for use in obtaining cash, goods or services on credit, and includes any article of a kind commonly issued by people carrying on business to customers or prospective customers of those people for use in obtaining goods or services from those people on credit.
"debit card" means an article intended for use by a person in obtaining access to an account held by the person for the purpose of withdrawing or depositing cash or obtaining goods or services.
"prescribed card" means a credit card, a debit card or an article that may be used as a credit card and a debit card.